Image

Student loans: liquidity constraint and higher education in South Africa / Marc Gurgand, Crest and J-Pal Adrien Lorenceau, Thomas Melonio

عدد النسخ: 1 عدد النسخ المعارة : 0 عدد النسخ المتاحة للاعارة : 1
رقم التسجيلة 20995
نوع المادة book
ردمك 1958-539 X
رقم الطلب 371.068 G978s
المؤلف Gurgand, Marc
العنوان Student loans: liquidity constraint and higher education in South Africa / Marc Gurgand, Crest and J-Pal Adrien Lorenceau, Thomas Melonio
بيانات النشر Paris, [FRANCE]: Agence Francaise de Developpement, Departement de la Recherche, September, 2011.
الوصف المادي 48 p
بيان السلسلة AFD working paper | 117
الملاحظات الببليوجرافية

Bibliography: p.43-44

المستخلص

Empirical evidence that access to higher education is constrained by credit availability is limited and usually very indirect. This paper provides direct evi- dence by comparing university enrollment rates of South African potential stu- dents, depending on whether they get a loan or not to cover their registration fees, in a context where such fees are high. We use matched individual data from both a credit institution (Eduloan) and the Department of Education. Based on a regression discontinuity design using the fact that loans are granted according to a credit score threshold, we can estimate the causal impact of loan obtainment. We _nd that the credit constraint is substantial, as it decreases the enrollment rate into higher education by more than 20 percentage points in a population of student loan applicants.

المواضيع Education-Schools
الواصفات SOUTH AFRICA
STUDENT LOANS
EDUCATION
HIGHER EDUCATION
الأسماء المرتبطة Lorenceau, Adrien
Melonio, Thomas