رقم التسجيلة
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20995
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نوع المادة
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book
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ردمك
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1958-539 X
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رقم الطلب
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371.068 G978s
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المؤلف
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Gurgand, Marc
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العنوان
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Student loans: liquidity constraint and higher education in South Africa / Marc Gurgand, Crest and J-Pal Adrien Lorenceau, Thomas Melonio
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بيانات النشر
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Paris, [FRANCE]: Agence Francaise de Developpement, Departement de la Recherche, September, 2011.
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الوصف المادي
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48 p
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بيان السلسلة
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AFD working paper | 117
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الملاحظات الببليوجرافية
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Bibliography: p.43-44
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المستخلص
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Empirical evidence that access to higher education is constrained by credit
availability is limited and usually very indirect. This paper provides direct evi-
dence by comparing university enrollment rates of South African potential stu-
dents, depending on whether they get a loan or not to cover their registration
fees, in a context where such fees are high. We use matched individual data from
both a credit institution (Eduloan) and the Department of Education. Based on
a regression discontinuity design using the fact that loans are granted according
to a credit score threshold, we can estimate the causal impact of loan obtainment.
We _nd that the credit constraint is substantial, as it decreases the enrollment
rate into higher education by more than 20 percentage points in a population of
student loan applicants.
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المواضيع
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Education-Schools
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الواصفات
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SOUTH AFRICASTUDENT LOANSEDUCATIONHIGHER EDUCATION
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الأسماء المرتبطة
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Lorenceau, AdrienMelonio, Thomas
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